Long-Term Care & Medicaid Planning
Protect Your Home, Your Savings, and Your Independence
Planning for long-term care is one of the most important — and often most overwhelming — decisions families face. Nursing home and assisted living costs continue to rise, and without proper planning, many families spend down their life savings before qualifying for assistance.
Heather Turner provides thoughtful, personalized long-term care and Medicaid planning designed to preserve your home, protect your assets, and ensure your healthcare wishes are honored — whether you are preparing years in advance or facing an immediate care need.
What’s Included in Long-Term Care & Medicaid Planning
Heather offers comprehensive guidance tailored to your financial situation and family circumstances, including:
✔ Advance Long-Term Care Planning Strategies
✔ Medicaid Eligibility and Pre-Planning
✔ Medicaid Crisis Planning (Immediate Care Situations)
✔ Medicaid Asset Protection Trusts
✔ Enhanced Financial Powers of Attorney
✔ Health Care Powers of Attorney and Living Wills
✔ Asset Preservation and Spend-Down Planning
✔ Home Protection Strategies
✔ Medicaid Application and Documentation Support
✔ Guidance to Avoid Transfer Penalties
Planning may involve restructuring assets, establishing trusts, or implementing legally compliant transfer strategies to help preserve what you have worked for while preparing for future care needs. In urgent situations, prompt action can often protect a significant portion of assets — but timing is critical.
From your initial consultation through implementation and application, Heather and her staff personally handles every aspect of your planning, providing clear guidance and steady support to reduce stress and help your family move forward with confidence.